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At Lumi, you’re not just a loan. You’re a small business owner with big dreams and we’re here to support you.

Our Vision

For too long, business owners have found it difficult to attain the funding they need to help their business grow. Forget lengthy application processes and sneaky, hidden fees. Lumi is shaking up small business lending to provide you with fast access to finance that’s accurate, fair, and honest. We’re all about total transparency and are setting high standards for the fintech industry worldwide.

Our Mission

These core values lie at the heart of everything we do.


We’ve said it before, but we’ll say it again. Small business owners have been lied to for far too long. You deserve a lending solution that’s transparent, accurate, and upfront. At Lumi, we’ve banished hidden fees and charges. We’ll make sure you know exactly what your loan entails, before you sign off on it. And if you’re ever unsure of something along the way, we’re always here to help.


Lumi is an honest, fair, and responsible lender. We’ll never offer funding to a business who we believe will be unable to repay their loan. It’s that simple.

Customer Service

When it comes to customer service, we’re not your average lender. You see, we offer fully customised lending decisions that put your individual business needs first. At Lumi, we go above and beyond to ensure the highest level of customer satisfaction. Respect, honesty, and excellence. That’s our commitment to you.

Founder & CEO

Yanir Yakutiel

Yanir began Lumi with one major goal in mind: to help Australian small businesses flourish by offering fast, flexible and fully transparent loans.

One of the biggest differences between Lumi and other financial lenders is the fact that we harness big data in real-time, allowing us to offer customised lending decisions like no other.

Having been involved with SME financing for the last 3 years, Yanir recognised the opportunity to use the power of data and analytics to create a market-leading, customer-focused small business lender that truly solves the lack of access to capital that is an existential problem for Australian small business owners.

“Being a small business ourselves, I understand firsthand how the lack of capital can hinder the growth of a business and limit the entrepreneurial potential of small business owners. My overarching ambition with Lumi™ is to empower small business owners to grow their businesses and achieve their dreams and aspirations.”

- Yanir Yakutiel, Founder & CEO

Let us help you on your business journey. Get started with a Lumi loan today.

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