Skip to Content (Press Enter)


Australia’s #1 loan for COVID impacted businesses

Need funding to kickstart business?
Apply for Lumi Kickstarter.

Let's get started

How much are you looking to borrow?

Here’s how to kickstart
your business...

Apply for Lumi Kickstarter

Prove loss of revenue due to COVID restrictions

Get your business assessed

Based on pre and post COVID restrictions

Get funding

Start repayments up to 8 weeks later

your loan

If your needs change

Kickstarter Image

Lumi Kickstarter Loan for COVID Recovery

At Lumi we understand that things haven’t exactly gone as planned since COVID. But we know what all of you amazing businesses are capable of. Therefore, we have launched Lumi Kickstarter, a dedicated COVID recovery loan to help businesses that have been severely impacted get back on track. Sounds too good to be true?

You might have applied and consequently been declined for a traditional business loan since you didn’t meet the usual revenue criteria. And now you are wondering how Lumi can offer such a COVID Recovery loan when other lenders can’t?

Well, the answer is simple - we are committed to adapting our products to the ever changing needs of our small business customers. And that’s what we did.

Check out the answers below to any questions you might have regarding the Lumi Kickstarter Loan.

Here are a few examples..

Check out how we assess your business’s affordability based on your pre-lockdown revenue and then recalculate it to reflect your loss in revenue during lockdown.


• Affordability assessment is subject to credit criteria at the full discretion of Lumi.
• The above scenario is an example only and does not guarantee a loan approval.
• Every business is assessed based on their respective credit and risk profile. Loan amount and terms can vary depending on the business’s revenue, industry and credit check.

Think that the Lumi Kickstarter Loan is what you need to get your business back on track?

Contact our team to discuss your options to apply for Lumi Kickstarter. You can reach us via email at or phone on 1300 00 5864.

Apply Now

Terms & Conditions: