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fuss-free
business funding

I have used Lumi Finance four times over the past three years for upgrading facilities at my motel. They are fantastic to deal with, applying is incredibly easy with minimal paperwork, quick approval and funds deposited the same day. Highly recommend Stephen Lew who always goes out of his way to make everything run smoothly.

Excellent service fast and friendly (5 Stars).

Great experience, awesome product! Speedy approval, friendly interactions. Very good service. Start up's best friend!

Prompt, polite service. Talked me through the whole process over the phone and confirmed the loan within a couple of hours from the first contact. Couldn't be happier.

The experience was straight forward and smooth, almost all of it conducted online, so it could be taken care of after hours or at irregular times Which is especially helpful if you’re very busy during the day. All staff were polite, courteous and across the board knowledgeable on the loan terms and what was needed to be provided.

Very good service, quick response and approval. Recommended.

This was a pleasure to do business with this company and their staff in less than 48 hour they resolved my debt problem very efficiently and willingness. For sure I recommend them and I’m sure I will do business again. Thank you. Adriana

Very quick and efficient service with follow up where required.

Our building company has dealt with a few lenders in the past and our experience was definetly not the best. Dealing with Dylan from Lumi was a breeze and highly recommend this company for short term finance. Happy to vouch and will use again in the future.

It was very simple and professionally processed. Stephen was great and great to deal with and secondly Darrel. I was amazed with the service.

Danielle was very nice in helping me through my application, she didn't treat me like another transaction but instead made me feel important, she's very caring indeed.

Lumi was fast, easy to work with and really responsive

They were so easy to deal with, very quick approval, money was in the bank the same day!

As a new business opening during the covid-19 pandemic we were challanged from the start financially unable to get assistance from the banks and no goverment funding. We struggled with cash flow due to three factors and fell into a short term hole. Thanks to Lumi we are now back in the game. A smooth transaction and fantastic customer service has taken us from doom and gloom to onwards and upwards. Our cash flow is on the up and new practices in place along with a better business structure. Very happy customer! thanks Lumi

We have applied and taken a Small Business Loan from Lumi and the payment pause for a month allowed us to set up the business without worrying about repayments/Cash flow. Worked out very well.

Dylan is very helpful and provided excellent service.

Easy to deal with by being very friendly on phone and helpful with a quicker than expected result. Pleasure to deal with.

The flexibility Lumi offers with Payment Pause helps me in the hospitality industry, in dealing with the uncertainty Covid 19 has created with sudden lock downs. Cash flow is king, and this smooths out uncertain times, allowing me to rebound with confidence and with the added bonus of not being charged interest during the Paused period.