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Lumi Fees in a Nutshell

As we said before, we don't believe in sneaky surprises, so we’re totally upfront with our fees.

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Term Loan

Standard Establishment Fee
2.5%

If you miss a scheduled repayment, the following fee may apply.

Failed Direct Debit Fee
$25

When your account is in arrears for a prolonged period of time, the following fees and charges may apply.

Demand Letter Fee Late Payment Fee
$250 $50

Lumi Lux

Standard Establishment Fee
3.5%

If you miss a scheduled repayment, the following fee may apply.

Failed Direct Debit Fee
$25

When your account is in arrears for a prolonged period of time, the following fees and charges may apply.

Demand Letter Fee Late Payment Fee
$250 $50

Line of Credit

Standard Establishment Fee Drawdown Fee Monthly Subscription Fee
2.5% $25 $30

If you miss a scheduled repayment, the following fee may apply.

Failed Direct Debit Fee
$25

When your account is in arrears for a prolonged period of time, the following fees and charges may apply.

Demand Letter Fee Late Payment Fee
$250 $50

Term Loan

Standard Establishment Fee
2.5%

If you miss a scheduled repayment, the following fee may apply.

Failed Direct Debit Fee
$25

When your account is in arrears for a prolonged period of time, the following fees and charges may apply.

Demand Letter Fee
$250
Late Payment Fee
$50

Lumi Lux

Standard Establishment Fee
3.5%

If you miss a scheduled repayment, the following fee may apply.

Failed Direct Debit Fee
$25

When your account is in arrears for a prolonged period of time, the following fees and charges may apply.

Demand Letter Fee
$250
Late Payment Fee
$50

Line of Credit

Standard Establishment Fee
2.5%
Drawdown Fee
$25
Monthly Subscription Fee
$30

If you miss a scheduled repayment, the following fee may apply.

Failed Direct Debit Fee
$25

When your account is in arrears for a prolonged period of time, the following fees and charges may apply.

Demand Letter Fee
$250
Late Payment Fee
$50

Some lenders include hidden fees that can add up quickly.

We don’t charge any additional fees whatsoever, so enjoy the savings.
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Standard Direct Debit Fee

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Early Repayment Fee

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Exit Fee

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Risk Assessment Fee

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Term Loan Monthly Fee

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