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Meet Our Leadership Team

Our Lumi Leaders bring a diverse wealth of knowledge blending innovation with experience and passion with purpose.

With a strong commitment to transparency and collaboration, they inspire with a practical, hands-on and down-to-earth approach that keeps us moving fast while staying fair & flexible in this rapidly changing market.

So that together, we we can pioneer the next chapter in business lending.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

CEO

Yanir Yakutiel

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

CEO

Yanir Yakutiel

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

CEO

Yanir Yakutiel

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

CEO

Yanir Yakutiel

Anna oversees Lumi's finance and operations, bringing vast expertise in accounting, finance and large-scale turnarounds. Known for driving performance enhancement and restructuring, her leadership optimises business functions and unlocks new opportunities. Anna's keen operational insight is vital to driving success and consistently delivering outstanding results.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Deputy CEO

Anna Hawter

Anna oversees Lumi's finance and operations, bringing vast expertise in accounting, finance and large-scale turnarounds. Known for driving performance enhancement and restructuring, her leadership optimises business functions and unlocks new opportunities. Anna's keen operational insight is vital to driving success and consistently delivering outstanding results.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Deputy CEO

Anna Hawter

Anna oversees Lumi's finance and operations, bringing vast expertise in accounting, finance and large-scale turnarounds. Known for driving performance enhancement and restructuring, her leadership optimises business functions and unlocks new opportunities. Anna's keen operational insight is vital to driving success and consistently delivering outstanding results.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Deputy CEO

Anna Hawter

Anna oversees Lumi's finance and operations, bringing vast expertise in accounting, finance and large-scale turnarounds. Known for driving performance enhancement and restructuring, her leadership optimises business functions and unlocks new opportunities. Anna's keen operational insight is vital to driving success and consistently delivering outstanding results.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Deputy CEO

Anna Hawter

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Finance & Corporate Development

Mitchell Boulton

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Finance & Corporate Development

Mitchell Boulton

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Finance & Corporate Development

Mitchell Boulton

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Finance & Corporate Development

Mitchell Boulton

Ben oversees risk at Lumi, ensuring we identify, assess, and mitigate risks that could impact our ability to achieve strategic objectives. With experience optimising credit systems at Prospa and roles at BNZ, Kiwibank, and Westpac, he leads our credit and risk management approach, ensuring it remains robust, flexible, and efficient.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Risk & Credit

Benjamin Elmslie

Ben oversees risk at Lumi, ensuring we identify, assess, and mitigate risks that could impact our ability to achieve strategic objectives. With experience optimising credit systems at Prospa and roles at BNZ, Kiwibank, and Westpac, he leads our credit and risk management approach, ensuring it remains robust, flexible, and efficient.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Risk & Credit

Benjamin Elmslie

Ben oversees risk at Lumi, ensuring we identify, assess, and mitigate risks that could impact our ability to achieve strategic objectives. With experience optimising credit systems at Prospa and roles at BNZ, Kiwibank, and Westpac, he leads our credit and risk management approach, ensuring it remains robust, flexible, and efficient.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Risk & Credit

Benjamin Elmslie

Ben oversees risk at Lumi, ensuring we identify, assess, and mitigate risks that could impact our ability to achieve strategic objectives. With experience optimising credit systems at Prospa and roles at BNZ, Kiwibank, and Westpac, he leads our credit and risk management approach, ensuring it remains robust, flexible, and efficient.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Risk & Credit

Benjamin Elmslie

Paul drives Lumi’s technology strategy, having led the creation of its proprietary core lending platform from inception. With a diverse background in startups, Commonwealth Bank, and Deloitte, he ensures Lumi is at the forefront of technology while ensuring its systems are scalable and secure. Under Paul’s leadership, Lumi is setting new standards in FinTech.

Anna oversees Lumi's finance and operations, bringing vast expertise in accounting, finance and large-scale turnarounds. Known for driving performance enhancement and restructuring, her leadership optimises business functions and unlocks new opportunities. Anna's keen operational insight is vital to driving success and consistently delivering outstanding results.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Chief Technology Officer

Paul Pagnan

Paul drives Lumi’s technology strategy, having led the creation of its proprietary core lending platform from inception. With a diverse background in startups, Commonwealth Bank, and Deloitte, he ensures Lumi is at the forefront of technology while ensuring its systems are scalable and secure. Under Paul’s leadership, Lumi is setting new standards in FinTech.

Anna oversees Lumi's finance and operations, bringing vast expertise in accounting, finance and large-scale turnarounds. Known for driving performance enhancement and restructuring, her leadership optimises business functions and unlocks new opportunities. Anna's keen operational insight is vital to driving success and consistently delivering outstanding results.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Chief Technology Officer

Paul Pagnan

Paul drives Lumi’s technology strategy, having led the creation of its proprietary core lending platform from inception. With a diverse background in startups, Commonwealth Bank, and Deloitte, he ensures Lumi is at the forefront of technology while ensuring its systems are scalable and secure. Under Paul’s leadership, Lumi is setting new standards in FinTech.

Anna oversees Lumi's finance and operations, bringing vast expertise in accounting, finance and large-scale turnarounds. Known for driving performance enhancement and restructuring, her leadership optimises business functions and unlocks new opportunities. Anna's keen operational insight is vital to driving success and consistently delivering outstanding results.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Chief Technology Officer

Paul Pagnan

Paul drives Lumi’s technology strategy, having led the creation of its proprietary core lending platform from inception. With a diverse background in startups, Commonwealth Bank, and Deloitte, he ensures Lumi is at the forefront of technology while ensuring its systems are scalable and secure. Under Paul’s leadership, Lumi is setting new standards in FinTech.

Anna oversees Lumi's finance and operations, bringing vast expertise in accounting, finance and large-scale turnarounds. Known for driving performance enhancement and restructuring, her leadership optimises business functions and unlocks new opportunities. Anna's keen operational insight is vital to driving success and consistently delivering outstanding results.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Chief Technology Officer

Paul Pagnan

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Carolina directs Lumi's product strategy, leading development and innovation to anticipate customer needs. Carolina previously worked at BPAY leading innovation initiatives in partnership with Deloitte Digital and BCG Digital Ventures. Carolina's expertise across B2B, B2C and B2B2C products ensures our solutions are always innovative and customer-centric.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Product

Carolina Anderson

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Carolina directs Lumi's product strategy, leading development and innovation to anticipate customer needs. Carolina previously worked at BPAY leading innovation initiatives in partnership with Deloitte Digital and BCG Digital Ventures. Carolina's expertise across B2B, B2C and B2B2C products ensures our solutions are always innovative and customer-centric.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Product

Carolina Anderson

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Carolina directs Lumi's product strategy, leading development and innovation to anticipate customer needs. Carolina previously worked at BPAY leading innovation initiatives in partnership with Deloitte Digital and BCG Digital Ventures. Carolina's expertise across B2B, B2C and B2B2C products ensures our solutions are always innovative and customer-centric.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Product

Carolina Anderson

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Carolina directs Lumi's product strategy, leading development and innovation to anticipate customer needs. Carolina previously worked at BPAY leading innovation initiatives in partnership with Deloitte Digital and BCG Digital Ventures. Carolina's expertise across B2B, B2C and B2B2C products ensures our solutions are always innovative and customer-centric.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Product

Carolina Anderson

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Emma ensures operational excellence across Lumi’s customer journey, leading post-settlement functions, including customer service, collections and hardships. With a background in operations and continuous improvement at fintechs and NAB, she brings comprehensive experience across consumer and business lending. Emma’s leadership ensures smooth operations and exceptional customer care, even in challenging times.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Senior Operations Manager

Emma Shirt

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Emma ensures operational excellence across Lumi’s customer journey, leading post-settlement functions, including customer service, collections and hardships. With a background in operations and continuous improvement at fintechs and NAB, she brings comprehensive experience across consumer and business lending. Emma’s leadership ensures smooth operations and exceptional customer care, even in challenging times.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Senior Operations Manager

Emma Shirt

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Emma ensures operational excellence across Lumi’s customer journey, leading post-settlement functions, including customer service, collections and hardships. With a background in operations and continuous improvement at fintechs and NAB, she brings comprehensive experience across consumer and business lending. Emma’s leadership ensures smooth operations and exceptional customer care, even in challenging times.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Senior Operations Manager

Emma Shirt

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Emma ensures operational excellence across Lumi’s customer journey, leading post-settlement functions, including customer service, collections and hardships. With a background in operations and continuous improvement at fintechs and NAB, she brings comprehensive experience across consumer and business lending. Emma’s leadership ensures smooth operations and exceptional customer care, even in challenging times.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Senior Operations Manager

Emma Shirt

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Sian drives People & Culture at Lumi, bringing extensive experience from fintech and professional services. Previously at BPAY Group, she was key in driving a high-performance strategy, achieving 98% engagement and multiple Employer of Choice awards. Sian’s dedication to engagement, talent growth & development and compliance ensures our workplace is thriving.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of People & Culture

Sian Rochford

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Sian drives People & Culture at Lumi, bringing extensive experience from fintech and professional services. Previously at BPAY Group, she was key in driving a high-performance strategy, achieving 98% engagement and multiple Employer of Choice awards. Sian’s dedication to engagement, talent growth & development and compliance ensures our workplace is thriving.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of People & Culture

Sian Rochford

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Sian drives People & Culture at Lumi, bringing extensive experience from fintech and professional services. Previously at BPAY Group, she was key in driving a high-performance strategy, achieving 98% engagement and multiple Employer of Choice awards. Sian’s dedication to engagement, talent growth & development and compliance ensures our workplace is thriving.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of People & Culture

Sian Rochford

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Sian drives People & Culture at Lumi, bringing extensive experience from fintech and professional services. Previously at BPAY Group, she was key in driving a high-performance strategy, achieving 98% engagement and multiple Employer of Choice awards. Sian’s dedication to engagement, talent growth & development and compliance ensures our workplace is thriving.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of People & Culture

Sian Rochford

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Luiz champions growth at Lumi, steering product distribution and experimentation. His combined expertise in Product Management, Customer Journey and Data Analytics from previous experiences at HotelsCombined and Oneflare, underpins his strategic prowess. Luiz is part of Lumi’s founding team and his insights transform performance data into effective product-led market strategies

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Growth

Luiz Bevilacqua Carvalho

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Luiz champions growth at Lumi, steering product distribution and experimentation. His combined expertise in Product Management, Customer Journey and Data Analytics from previous experiences at HotelsCombined and Oneflare, underpins his strategic prowess. Luiz is part of Lumi’s founding team and his insights transform performance data into effective product-led market strategies

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Growth

Luiz Bevilacqua Carvalho

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Luiz champions growth at Lumi, steering product distribution and experimentation. His combined expertise in Product Management, Customer Journey and Data Analytics from previous experiences at HotelsCombined and Oneflare, underpins his strategic prowess. Luiz is part of Lumi’s founding team and his insights transform performance data into effective product-led market strategies

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Growth

Luiz Bevilacqua Carvalho

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Luiz champions growth at Lumi, steering product distribution and experimentation. His combined expertise in Product Management, Customer Journey and Data Analytics from previous experiences at HotelsCombined and Oneflare, underpins his strategic prowess. Luiz is part of Lumi’s founding team and his insights transform performance data into effective product-led market strategies

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Growth

Luiz Bevilacqua Carvalho

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

John leads Third Party at Lumi, fostering growth in partner referral channels and liaising with industry bodies. With a background as a Senior BDM at Spotcap (acquired by Zip Co), he excels in sales and relationship-building. John's strong industry network ensures we forge connections that fuel our continued success.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Broker

John Clifford

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

John leads Third Party at Lumi, fostering growth in partner referral channels and liaising with industry bodies. With a background as a Senior BDM at Spotcap (acquired by Zip Co), he excels in sales and relationship-building. John's strong industry network ensures we forge connections that fuel our continued success.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Broker

John Clifford

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

John leads Third Party at Lumi, fostering growth in partner referral channels and liaising with industry bodies. With a background as a Senior BDM at Spotcap (acquired by Zip Co), he excels in sales and relationship-building. John's strong industry network ensures we forge connections that fuel our continued success.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Broker

John Clifford

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

John leads Third Party at Lumi, fostering growth in partner referral channels and liaising with industry bodies. With a background as a Senior BDM at Spotcap (acquired by Zip Co), he excels in sales and relationship-building. John's strong industry network ensures we forge connections that fuel our continued success.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Broker

John Clifford

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Mario is the powerhouse behind managing our day-to-day sales operations. His expertise in account management ensures our customers and brokers are always supported and thriving. With his comprehensive experience leading sales teams in the Digital Lending space, our internal sales teams are able to create positive stakeholder experiences and memorable relationships that drive our business forward.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Internal Sales

Mario Leonidou

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Mario is the powerhouse behind managing our day-to-day sales operations. His expertise in account management ensures our customers and brokers are always supported and thriving. With his comprehensive experience leading sales teams in the Digital Lending space, our internal sales teams are able to create positive stakeholder experiences and memorable relationships that drive our business forward.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Internal Sales

Mario Leonidou

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Mario is the powerhouse behind managing our day-to-day sales operations. His expertise in account management ensures our customers and brokers are always supported and thriving. With his comprehensive experience leading sales teams in the Digital Lending space, our internal sales teams are able to create positive stakeholder experiences and memorable relationships that drive our business forward.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Internal Sales

Mario Leonidou

Mitch leads Lumi’s finance, treasury, and strategy functions, and is responsible for driving forward Lumi’s financial, funding and strategic agenda. Mitch previously worked at EY in their Strategy & Transactions team, is a Chartered Accountant, CFA Charterholder and has an MBA from SDA Bocconi School of Management.

Mario is the powerhouse behind managing our day-to-day sales operations. His expertise in account management ensures our customers and brokers are always supported and thriving. With his comprehensive experience leading sales teams in the Digital Lending space, our internal sales teams are able to create positive stakeholder experiences and memorable relationships that drive our business forward.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Yanir founded Lumi to empower Australian small businesses with fast, fair and flexible finance solutions. Before Lumi, he led Sail, a top SME lender. With vast experience across finance, mergers and global business as well as holding dual degrees and an MBA from INSEAD, Yanir’s vision is revolutionising SME financing.

Head of Internal Sales

Mario Leonidou