EMBEDDED FINANCE
Turn funding into a feature
Help your customers access the finance they need without leaving your platform.
Key benefits
For Businesses
For Platforms
No app switching
Complete transactions without leaving the platform
Faster approvals
Near-instant access to capital
Personalised offers
Recommendations based on actual needs and affordability
Bank-level security
Data stays protected and private
Everything in one place
Manage all services from a single dashboard
Competitive rates
Fair pricing with transparent fees
Key benefits
For Businesses
For Platforms
No app switching
Complete transactions without leaving the platform
Faster approvals
Near-instant access to capital
Personalised offers
Recommendations based on actual needs and affordability
Bank-level security
Data stays protected and private
Everything in one place
Manage all services from a single dashboard
Competitive rates
Fair pricing with transparent fees
SIMPLE. SECURE. SEAMLESS.
The API that powers your lending
Developer-friendly design
Rapid implementation
Complete
customisation
Seamless integration
Real-time visibility
Integration opportunities
Business finance that embeds seamlessly into your platform.
Step 1: Secure data sharing
Your platform identifies eligible customers based on set criteria and sends Lumi anonymised business data like industry, time in business, trading history and transaction data via API. This data is used for pre-qualification and offer generation, respecting compliance and protecting customer privacy.
Offer
$15,000.00
Step 2: Tailored offers
We use your anonymised data to run automated eligibility and credit risk checks, then return pre-approved, tailored funding offers for your customers. These offers include terms like amounts, pricing and repayment info ready for you to display within your platform. They're not binding and can be personalised in real-time before acceptance.
Business
Step 3: Seamless application
If a customer is interested in an offer, they can apply directly via your platform. We then gather necessary de-anonymised details such as ABN, registered addresses and credit consent, and run the final credit checks. All documents are shared and signed digitally.
Available funds
$15,000.00
Sun
Mon
Tue
Wed
Thu
Fri
Sat
Step 4: Fast funding & real-time tracking
Once approved, Lumi disburses funds directly to either your customer's business account or your platform via instant payments. For ongoing management, our API supports real-time reporting, so both your platform and the customer can easily track loan status and repayments.
Frequently Asked Questions
How does Lumiâs embedded finance solution work?
What integration options are available for platforms?
Can platforms fully whitelabel Lumiâs embedded finance products?
What is Lumiâs time-to-market with embedding finance products?
What type of capital can businesses access through Lumiâs embedded finance products?
How much capital can businesses access?
What are the costs & fees for platforms and businesses?
How fast can businesses access capital?
How is Lumi keeping business data secure?
How does this partnership benefit our platform?
What are the eligibility criteria for businesses?
What support does Lumi provide for our team?
How does Lumiâs embedded finance solution work?
What integration options are available for platforms?
Can platforms fully whitelabel Lumiâs embedded finance products?
What is Lumiâs time-to-market with embedding finance products?
What type of capital can businesses access through Lumiâs embedded finance products?
How much capital can businesses access?
What are the costs & fees for platforms and businesses?
How fast can businesses access capital?
How is Lumi keeping business data secure?
How does this partnership benefit our platform?
What are the eligibility criteria for businesses?
What support does Lumi provide for our team?
Ready to see
this in action?
Book a free demo with one of our specialists to see how easily our finance solutions can be embedded to transform your platform experience.
Our Products
Customise Your Loan
AFR BOSS 2024
Best Places to Work
FINNIES 2023
Best Workplace Diversity
Affies 2023
Empowering Innovation
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50
Our Products
Customise Your Loan
AFR BOSS 2024
Best Places to Work
FINNIES 2023
Best Workplace Diversity
Affies 2023
Empowering Innovation
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50
EMBEDDED FINANCE
Turn funding into a feature
Help your customers access the finance they need without leaving your platform.
Key benefits
For Platforms
For Businesses
Unlock a new revenue stream
Earn money every time a customer gets funded. No setup fees, no monthly costs. Just straightforward commissions that add up fast.
Offer finance without the complexity
Your customers see seamless financing. You see new revenue. We handle everything else.
Keep customers loyal
By helping them handle their core business and get funding in one place, you improve your platform value and build an ecosystem they won't want to leave.
Seamlessly integrate our API
Most partners are live and earning within weeks because our API integrates seamlessly with clear documentation, ongoing support, and maintains your branding and customer experience.
Key benefits
For Platforms
For Businesses
Unlock a new revenue stream
Earn money every time a customer gets funded. No setup fees, no monthly costs. Just straightforward commissions that add up fast.
Offer finance without the complexity
Your customers see seamless financing. You see new revenue. We handle everything else.
Keep customers loyal
By helping them handle their core business and get funding in one place, you improve your platform value and build an ecosystem they won't want to leave.
Seamlessly integrate our API
Most partners are live and earning within weeks because our API integrates seamlessly with clear documentation, ongoing support, and maintains your branding and customer experience.
SIMPLE. SECURE. SEAMLESS.
The API that powers your lending
Seamless integration
Real-time visibility
Complete
customisation
Developer-friendly design
Rapid implementation
Integration opportunities
Business finance that embeds seamlessly into your platform.
Step 1: Secure data sharing
Your platform identifies eligible customers based on set criteria and sends Lumi anonymised business data like industry, time in business, trading history and transaction data via API. This data is used for pre-qualification and offer generation, respecting compliance and protecting customer privacy.
Offer
$15,000.00
Step 2: Tailored offers
We use your anonymised data to run automated eligibility and credit risk checks, then return pre-approved, tailored funding offers for your customers. These offers include terms like amounts, pricing and repayment info ready for you to display within your platform. They're not binding and can be personalised in real-time before acceptance.
Business
Step 3: Seamless application
If a customer is interested in an offer, they can apply directly via your platform. We then gather necessary de-anonymised details such as ABN, registered addresses and credit consent, and run the final credit checks. All documents are shared and signed digitally.
Available funds
$15,000.00
Sun
Mon
Tue
Wed
Thu
Fri
Sat
Step 4: Fast funding &
real-time tracking
Once approved, Lumi disburses funds directly to either your customer's business account or your platform via instant payments. For ongoing management, our API supports real-time reporting, so both your platform and the customer can easily track loan status and repayments.
Ready to see this in action?
Book a free demo with one of our specialists to see how easily our finance solutions can be embedded to transform your platform experience.
Our Products
Customise Your Loan
AFR BOSS 2024
Best Places to Work
FINNIES 2023
Best Workplace Diversity
Affies 2023
Empowering Innovation
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50
Our Products
Customise Your Loan
AFR BOSS 2024
Best Places to Work
FINNIES 2023
Best Workplace Diversity
Affies 2023
Empowering Innovation
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50
Frequently Asked Questions
How does Lumiâs embedded finance solution work?
What integration options are available for platforms?
Can platforms fully whitelabel Lumiâs embedded finance products?
What is Lumiâs time-to-market with embedding finance products?
What type of capital can businesses access through Lumiâs embedded finance products?
How much capital can businesses access?
What are the costs & fees for platforms and businesses?
How fast can businesses access capital?
How is Lumi keeping business data secure?
How does this partnership benefit our platform?
What are the eligibility criteria for businesses?
What support does Lumi provide for our team?
How does Lumiâs embedded finance solution work?
What integration options are available for platforms?
Can platforms fully whitelabel Lumiâs embedded finance products?
What is Lumiâs time-to-market with embedding finance products?
What type of capital can businesses access through Lumiâs embedded finance products?
How much capital can businesses access?
What are the costs & fees for platforms and businesses?
How fast can businesses access capital?
How is Lumi keeping business data secure?
How does this partnership benefit our platform?
What are the eligibility criteria for businesses?
What support does Lumi provide for our team?
EMBEDDED FINANCE
Turn funding
into a feature
Help your customers access the finance they need without leaving your platform.
Key benefits
For Platforms
For Businesses
Unlock a new revenue stream
Earn money every time a customer gets funded. No setup fees, no monthly costs. Just straightforward commissions that add up fast.
Offer finance without the complexity
Your customers see seamless financing. You see new revenue. We handle everything else.
Keep customers loyal
By helping them handle their core business and get funding in one place, you improve your platform value and build an ecosystem they won't want to leave.
Seamlessly Integrate our API
Most partners are live and earning within weeks because our API integrates seamlessly with clear documentation, ongoing support, and maintains your branding and customer experience.
SIMPLE. SECURE. SEAMLESS.
The API that powers your lending
Developer-friendly design
Developer-friendly design
Rapid implementation
Rapid implementation
Complete
customisation
Complete
customisation
Seamless integration
Seamless integration
Real-time visibility
Real-time visibility
Integration opportunities
Business finance that embeds seamlessly into your platform.
Step 1: Secure data sharing
Your platform identifies eligible customers based on set criteria and sends Lumi anonymised business data like industry, time in business, trading history and transaction data via API. This data is used for pre-qualification and offer generation, respecting compliance and protecting customer privacy.
Offer
$15,000.00
Step 2: Tailored offers
We use your anonymised data to run automated eligibility and credit risk checks, then return pre-approved, tailored funding offers for your customers. These offers include terms like amounts, pricing and repayment info ready for you to display within your platform. They're not binding and can be personalised in real-time before acceptance.
Business
Step 3: Seamless application
If a customer is interested in an offer, they can apply directly via your platform. We then gather necessary de-anonymised details such as ABN, registered addresses and credit consent, and run the final credit checks. All documents are shared and signed digitally.
Available funds
$15,000.00
Sun
Mon
Tue
Wed
Thu
Fri
Sat
Step 4: Fast funding & real-time tracking
Once approved, Lumi disburses funds directly to either your customer's business account or your platform via instant payments. For ongoing management, our API supports real-time reporting, so both your platform and the customer can easily track loan status and repayments.
Ready to see
this in action?
Book a free demo with one of our specialists to see how easily our finance solutions can be embedded to transform your platform experience.
Frequently Asked Questions
How does Lumiâs embedded finance solution work?
What integration options are available for platforms?
Can platforms fully whitelabel Lumiâs embedded finance products?
What is Lumiâs time-to-market with embedding finance products?
What type of capital can businesses access through Lumiâs embedded finance products?
How much capital can businesses access?
What are the costs & fees for platforms and businesses?
How fast can businesses access capital?
How is Lumi keeping business data secure?
How does this partnership benefit our platform?
What are the eligibility criteria for businesses?
What support does Lumi provide for our team?
How does Lumiâs embedded finance solution work?
What integration options are available for platforms?
Can platforms fully whitelabel Lumiâs embedded finance products?
What is Lumiâs time-to-market with embedding finance products?
What type of capital can businesses access through Lumiâs embedded finance products?
How much capital can businesses access?
What are the costs & fees for platforms and businesses?
How fast can businesses access capital?
How is Lumi keeping business data secure?
How does this partnership benefit our platform?
What are the eligibility criteria for businesses?
What support does Lumi provide for our team?
Our Products
Customise Your Loan
AFR BOSS 2024
Best Places to Work
FINNIES 2023
Best Workplace Diversity
Affies 2023
Empowering Innovation
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50
Our Products
Customise Your Loan
AFR BOSS 2024
Best Places to Work
FINNIES 2023
Best Workplace Diversity
Affies 2023
Empowering Innovation
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50
EMBEDDED FINANCE
Turn funding into a feature
Help your customers access the finance they need without leaving your platform.
Key benefits
For Platforms
For Businesses
Unlock a new revenue stream
Earn money every time a customer gets funded. No setup fees, no monthly costs. Just straightforward commissions that add up fast.
Offer finance without the complexity
Your customers see seamless financing. You see new revenue. We handle everything else.
Keep customers loyal
By helping them handle their core business and get funding in one place, you improve your platform value and build an ecosystem they won't want to leave.
Seamlessly Integrate our API
Most partners are live and earning within weeks because our API integrates seamlessly with clear documentation, ongoing support, and maintains your branding and customer experience.
Key benefits
For Platforms
For Businesses
Unlock a new revenue stream
Earn money every time a customer gets funded. No setup fees, no monthly costs. Just straightforward commissions that add up fast.
Offer finance without the complexity
Your customers see seamless financing. You see new revenue. We handle everything else.
Keep customers loyal
By helping them handle their core business and get funding in one place, you improve your platform value and build an ecosystem they won't want to leave.
Seamlessly Integrate our API
Most partners are live and earning within weeks because our API integrates seamlessly with clear documentation, ongoing support, and maintains your branding and customer experience.
SIMPLE. SECURE. SEAMLESS.
The API that powers your lending
Seamless integration
Real-time visibility
Complete
customisation
Developer-friendly design
Rapid implementation
Integration opportunities
Business finance that embeds seamlessly into your platform.
Step 1: Secure data sharing
Your platform identifies eligible customers based on set criteria and sends Lumi anonymised business data like industry, time in business, trading history and transaction data via API. This data is used for pre-qualification and offer generation, respecting compliance and protecting customer privacy.
Offer
$15,000.00
Step 2: Tailored offers
We use your anonymised data to run automated eligibility and credit risk checks, then return pre-approved, tailored funding offers for your customers. These offers include terms like amounts, pricing and repayment info ready for you to display within your platform. They're not binding and can be personalised in real-time before acceptance.
Business
Step 3: Seamless application
If a customer is interested in an offer, they can apply directly via your platform. We then gather necessary de-anonymised details such as ABN, registered addresses and credit consent, and run the final credit checks. All documents are shared and signed digitally.
Available funds
$15,000.00
Sun
Mon
Tue
Wed
Thu
Fri
Sat
Step 4: Fast funding & real-time tracking
Once approved, Lumi disburses funds directly to either your customer's business account or your platform via instant payments. For ongoing management, our API supports real-time reporting, so both your platform and the customer can easily track loan status and repayments.
Ready to see this in action?
Book a free demo with one of our specialists to see how easily our finance solutions can be embedded to transform your platform experience.
Our Products
Customise Your Loan
AFR BOSS 2024
Best Places to Work
FINNIES 2023
Best Workplace Diversity
Affies 2023
Empowering Innovation
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50
Our Products
Customise Your Loan
AFR BOSS 2024
Best Places to Work
FINNIES 2023
Best Workplace Diversity
Affies 2023
Empowering Innovation
deloitte 2021
Rising Star
deloitte 2022
Technology Fast 50