Most Popular Loans
Long Term Business Loan
This is likely what comes to mind when you think of business loans. A long term loan is a lump sum, plus interest that you repay in regular installments over a set period of time. It is typically paid over a time period of 12 months or longer but can run for as long as 30 years. Long term loans are available from traditional banks as well as online lenders.
Learn moreShort Term Business Loan
Short term loans are similar to long term loans but are repaid over a shorter period of time, usually around 3 to 18 months. With a short term loan, businesses can access the capital they need more quickly, often within 24 hours. Businesses can also apply and receive approval more quickly as online lenders offer greater flexibility than traditional banks.
Learn moreBusiness Line of Credit
A business line of credit enables you to borrow a certain amount of capital annually. The amount is typically based on accounts receivable and current inventory but usually less than $300,000. A business line of credit can be helpful in managing cash flow shortages but should not be used for long-term investments or major purchases.
Learn moreInvoice Financing
Your unpaid invoices are valuable. Invoice financing enables you to use your outstanding invoices as collateral so that you can receive the money you need without waiting on overdue payments from your customers.
Learn moreEquipment Financing
If you need to purchase expensive equipment, you can use it as collateral to get a loan and purchase it outright, without hurting your bottom line.
Learn moreMerchant Cash Advance
With a merchant cash advance, a lender purchases a business’s future cash flow, so future transactions are used to repay the borrowed funds, in addition to a fee charged by the lender for the loan product.
Learn moreBusiness Credit Card
Business credit cards work similarly to personal credit cards but are design for work spending.
Learn moreBusiness Overdraft
A business overdraft allows a business to access more cash than they have available in their account to increase their cashflow. Overdrafts can offer an extra layer of protection for your business.
Learn moreBusiness Microloan
Microloans are usually reserved for amounts smaller than term loans and have become a popular source of funding for startups.
Learn more